TRAINING AND APPRAISALS Essay Example | Topics and Well Written Essays - 750 words

TRAINING AND APPRAISALS - Essay Example which are practical tests about a person’s actual job skills and talents, â€Å"but these tests prove unreliable in predicting the performance of new hires† (Jones, 2000, p.118). The 360 Degree Feedback process helps to predict future performance of a worker by measuring all of their current job role activities and how they interact at the professional and social level with customers and coworkers. It is more reliable as a tool than other traditional human resources performance appraisals. â€Å"Organizations need to regularly and systematically audit, evaluate and continually improve their performance appraisal systems† (Wilson and Western, 2001, p.93). It seems that traditional performance appraisals, which do not include 360 degree feedback, are not giving businesses the results they are looking for in regards to human resources. Therefore, they are looking for ways to monitor and change these processes to make them more efficient. At the human resources level, the 360 Degree Feedback system avoids having to go through the process of auditing and improving appraisal systems because the 360 degree process views the entire organization. For example, an employee who works in telemarketing might receive feedback from customers which indicate that the worker is unprofessional and lacks technical knowledge of client information. However, at the internal level, the worker is adored at the social level and has a great interpersonal relationship with colleagues and m anagers. The 360 Degree Feedback system would identify these client/worker failures right away, therefore less time is wasted in ongoing auditing. It is a tool which provides better insight into worker function from all levels. The 360 Degree Feedback system also corrects issues of accuracy in performance appraisals, due to the fact that â€Å"virtually every problem is related to accuracy in one way or another† (Chandra, 2006, p.34). There could a manager in a division who has a certain dislike for one of

Policy Response to Climate Change Essay Example | Topics and Well Written Essays - 750 words

Policy Response to Climate Change - Essay Example Laws are virtually of no use if there are no regulatory bodies to ensure the laws are enforced. These regulatory bodies would, among other things, visit industries and other sources where carbon emissions are recorded in worse quantities. They would check to confirm that the laws and regulations set in the laws are adhered to. III. Education and Sensitization: More to the regulation of laws, there should be measures to educate the public and sensitize them on climate change. It is hoped that with massive education, the people will have personal and political will to ensure that they adhere to the need to ensure that there is not much production of carbon in the environment. Such education will be carried out in schools and in public places. IV. Enforcement of Law: Regardless of the activities of the regulatory bodies and the education and sensitizations that will take place, there are certainly going to be people and bodies who would attempt to break the laws. To such people, the laws must be applied. They must be forced to face the full rigors of the law. Laws without enforcement are only toothless bulldogs and this must not happen. There should be enforcements that would ensure that others are deterred from breaking the laws. I. Educating stakeholders and the public on climate change, its risks and how to avoid it: This policy will target the education of the masses on what climate change is, its causes and its effects. It is hoped that when the people gain enough education on the phenomenon, they will be empowered to be patriotic enough in ensuring that their actions and inactions do not lead to climate changes.

Benjamin Franklin :: essays research papers

Benjamin Franklin: New World Physicist   Ã‚  Ã‚  Ã‚  Ã‚   Benjamin Franklin was born on January 17, 1706 in Boston Massachusetts. He was one of seventeen other brothers and sisters. His father, Josiah Franklin, who emigrated from Oxfordshire, England, worked as a soap boiler and tallow chandler. Benjamin’s mother, Abiah Folger, was from Nantucket but her family derived from England as well. Benjamin Franklin’s entire life, which lasted almost the entire eighteenth century, was based upon order and systematic discipline in addition to his dependence on wisdom and intelligence. Franklin was sincere, honest, and was apt to self-examination. He acquired long lasting friends from persons of every age. Franklin found unquestionable delight in living.   Ã‚  Ã‚  Ã‚  Ã‚  Benjamin Franklin started attending school at the age of 8 and was at the head of his class by the end of his first year. After only attending his first school for one year he moved on to math and arithmetic school. He failed out of that school by the time he was 10. He then quit school completely in order to assist his father in the soap and candle making business. At age 12 he moved on to be an apprentice to his older brother James, who was a printer. Soon Franklin had ambitions to write and by age 16 he had written a series of letters by an imaginary author. The letters were printed in the New England Courant, which was published by his brother. Still pursuing his writing career, he ran away to Philadelphia and continued working in the printing business. He arrived in 1725 with one Dutch dollar and one copper shilling. By 1729, he had bought and published The Pennsylvania Gazette. He then married his landlady’s daughter, Deborah Reed. In the next seventeen years Franklin had three children, published the first Poor Richards Almanac, and invented the Pennsylvania fireplace, among many other things.   Ã‚  Ã‚  Ã‚  Ã‚  In 1747, Franklin began his electrical experiments and then retired from the printing trade. His book, Experiments and Observations on Electricity, was published soon after that. The Stamp Act was passed in 1765 and Franklin wrote anonymously in London newspapers against the act, which was repealed the next year. In 1771, he wrote the first part of his autobiography, three years before his wife died. In 1776, Franklin, along with Adams, Livingston, Jefferson and Sherman, drafted the Declaration of Independence. It was adopted on July 4, 1776. Later in 1776, Franklin was elected as the Pennsylvania delegate to the Constitutional Convention and appointed one of the three commissioners to the French Court. Benjamin Franklin :: essays research papers Benjamin Franklin: New World Physicist   Ã‚  Ã‚  Ã‚  Ã‚   Benjamin Franklin was born on January 17, 1706 in Boston Massachusetts. He was one of seventeen other brothers and sisters. His father, Josiah Franklin, who emigrated from Oxfordshire, England, worked as a soap boiler and tallow chandler. Benjamin’s mother, Abiah Folger, was from Nantucket but her family derived from England as well. Benjamin Franklin’s entire life, which lasted almost the entire eighteenth century, was based upon order and systematic discipline in addition to his dependence on wisdom and intelligence. Franklin was sincere, honest, and was apt to self-examination. He acquired long lasting friends from persons of every age. Franklin found unquestionable delight in living.   Ã‚  Ã‚  Ã‚  Ã‚  Benjamin Franklin started attending school at the age of 8 and was at the head of his class by the end of his first year. After only attending his first school for one year he moved on to math and arithmetic school. He failed out of that school by the time he was 10. He then quit school completely in order to assist his father in the soap and candle making business. At age 12 he moved on to be an apprentice to his older brother James, who was a printer. Soon Franklin had ambitions to write and by age 16 he had written a series of letters by an imaginary author. The letters were printed in the New England Courant, which was published by his brother. Still pursuing his writing career, he ran away to Philadelphia and continued working in the printing business. He arrived in 1725 with one Dutch dollar and one copper shilling. By 1729, he had bought and published The Pennsylvania Gazette. He then married his landlady’s daughter, Deborah Reed. In the next seventeen years Franklin had three children, published the first Poor Richards Almanac, and invented the Pennsylvania fireplace, among many other things.   Ã‚  Ã‚  Ã‚  Ã‚  In 1747, Franklin began his electrical experiments and then retired from the printing trade. His book, Experiments and Observations on Electricity, was published soon after that. The Stamp Act was passed in 1765 and Franklin wrote anonymously in London newspapers against the act, which was repealed the next year. In 1771, he wrote the first part of his autobiography, three years before his wife died. In 1776, Franklin, along with Adams, Livingston, Jefferson and Sherman, drafted the Declaration of Independence. It was adopted on July 4, 1776. Later in 1776, Franklin was elected as the Pennsylvania delegate to the Constitutional Convention and appointed one of the three commissioners to the French Court.

Television, Newspaper, Magazine, and Other Media Pay Too Much Attention to the Personal Lives of Famous People

As the coming age of mass media, almost everyone will unavoidablely be influenced by television, newspapers, and even the World Wide Web–the Internet. Famous people are the only group the masses most concern. Convenient media approaches make every day's behaviors of famous people available to average people. Commercial management of media brings about the excessive attention to the personal lives of famous people. To begin with, after television and broadcast, Internet is becoming the most popular and convenient way for information. Because social celebrities are always the focus of news, many websites have to endeavor a lot to publish relevant news. Besides the convenient access to news, Internet is also a fascinating place where normal people can announce their opinions and communicate with each other without obstacles. So the personal lives of famous people could consistently be the hottest issue on the website. Concerning the significant influence of famous people, several well-known news websites established special areas on its websites to provide up-to-date information about famous people’s personal lives. Not just what I have mentioned above, maybe someone merely cannot satisfy about these, and even several public figures start personal websites and blogs to cater for the appetite of the mass. According to recent news, the visit rate of the blog of Xu Jinglei, who is a famous actress in mainland of China, has broken through 1 billion. The blog memorizes almost every details about her work and usual life. In comparison, the relevant websites about mass health care and charity service are not that attractive. Moreover, some cunning news companies always exaggerate the plots about celebrities’ personal affairs for commercial purpose. By reading many different newspapers in USA, you will see that President Bush's pictures published can not be so funny. Those entire pictures exhibit the behaviors of Bush were so awkward and indecent. Why do those newspaper's editors use such pictures? The answer can not be too clear. The editors want to allure as many people as possible by using the people's curiosity to famous people. Obviously, it is the audience who are the very motive for the excessive attention of the media. In conclusion, the convenient media approaches and the curiosity of ordinary people render the personal lives of famous people always open for discussing and debating, and media has pay too much attention about these.

How Financial Ratios Can Predict Failure Finance Essay - Free Essay Example

Sample details Pages: 8 Words: 2400 Downloads: 6 Date added: 2017/06/26 Category Finance Essay Type Cause and effect essay Did you like this example? 1 Introduction Financial crisis is the concrete embodiment of corporate failures. To study the causes of a listed company in financial distress and establish perfect, effective and operational early warning model not only has theoretical significance, but also has practical significance. With the scientific early warning model, a listed company can in time prevent and defuse financial crisis and improve the scientific nature of the crisis early-warning management; lenders (banks) will avoid high-risk loans; investors access to financial risk warning; government regulatory agencies can be with more effective and more scientific manner for market regulation, maintaining the stable operation of the market.. Don’t waste time! Our writers will create an original "How Financial Ratios Can Predict Failure Finance Essay" essay for you Create order 2 Literature Review Beaver (1966) first proposed corporate financial early-warning analysis model, followed by many scholars in this field of research, research methods are also continually refined and improved. Among them is the landmark of Z-Score Discriminate model proposed by Beaver (1966) and Altman (1968, 1977), and the logic / probability of regression model proposed by Martin (1977) and Ohlson (1980). Zavgren (1985) and other scholars made further deepening. Aziz, Emanuel, and Lawson (1988, 1989) based on the cash flow model proposed companys value comes from the operators, creditors, shareholders and the sum of the Governments cash flow present value. According to the analysis of the paired data between bankrupt company and non-bankrupt company, they found that in the five years before bankruptcy, the two types of the companys means of cash flow from operations and cash payments have a significant difference in average income. According to statistics, the most frequently used method for analysi s of the financial distress is multiple linear discriminate analysis and logistic regression method. In recent years, many countries have begun to experiment with new methods of financial distress prediction and have made some preliminary results, such as the use of various neural network models, in an attempt to overcome the shortcomings of previous methods. Meanwhile, some scholars have tried to explore the basis of economic theory of the enterprises financial crisis, from the non-equilibrium theory, option pricing models and contract theory to analyze and forecast the financial crisis, and have achieved some results. Throughout the status of research and application at home and abroad, classification methods to a multiple linear discriminate analysis (MDA) as the mainstream, this is the most effective method in the academic circles and the industry. However, this method has its own drawbacks, such as the more stringent assumptions that the MDA requests variables showed normal distribution and equal covariance matrix and linear independence, which are inconsistent with many practice, has been the controversial issues in this field of study on the quantitative analysis. In view of this, this article would try to ST, as defined in the British company is a sign of financial distress, using the financial data of listed companies to the mainstream method of MDA in the early warning of financial distress to make a comparative study, on the one hand, further test the empirical results of these two methods in the United Kingdom in the application; the other hand, verify the existing accounting system and accounting standards, the financial statements whether there is predictive value of information, financial crisis whether there is a trace could be found, so as to provide an effective early warning tool of financial analysis for investors, financial institutions and market regulators. 3 MDA Early Warning Model of Financial Distress 3.1 Introduction of MDA The basic idea of multivariate linear discriminate analysis (MDA) in the s prediction research of financial distress is: According to the known observation of two different totalities, that is, a company with financial distress and a company without financial distress, and a number of random variable (financial indicators) reflect the differences in observed characteristics of the objects, based on historical data, using statistical methods filter out the index system with certain significant differences, to fit an optimal linear model for the classification of new things. The general form of discriminate function is:   Ãƒâ€šÃ‚  (1) where: is discriminate score, to reflect the characteristic variables of the study object, such as financial ratios; is discriminate coefficient for each variable. 3.2 Ideas and methods of empirical research In this paper, ST listed companies have been defined as an enterprise standard of corporate failures, which is a sign of financial distress for a listed company. This article first carried out the division of the ST types and stages of the company, and then analyzed the correlation model of the financial early-warning. Again it analyzed the all ST listed companies on the selected anomalies due to the financial situation, by primary 150 samples access to corporate financial distress, excluding the non-normal and data on the default company and, ultimately, obtained a sample of 83 companies in financial distress. At the same time, according to the matching principle of industry and size, it also selected 83 normal businesses as paired samples. On this basis, we have selected cover the length (short) period of solvency, operational efficiency, profitability, risk level, capacity development, capital structure, a total of six categories of 52 financial indicators, through the principal c omponent analysis model for screening the forecast variables, and ultimately to obtain 16 principal component variables for financial distress prediction. This paper presents a new perspective as a quantitative model-based in order to carry out a qualitative analysis of financial distress prediction. It should be noted that, despite the academic circles have done continuous research on the financial early-warning model, but so far people are still unable to accurately determine the financial variables included in the early-warning model. Therefore, at the choice of predictor variables, one can only determine the discrimination ratio as a standard to carry out a lot of search work, in a number of different models, variable combinations, sample composition and estimation techniques determine the ability to find the best combination of forecasts model. 3.3 Selection of Analysis Variables of listed company in financial distress 3.3.1 Sample design and data processing In this paper, the listed company by the plates of industry category in London Stock Exchange as a study object, the company has been special treatment (ST) because of the financial situation as a sign for an enterprise into financial distress, select all the ST companies from1998-2003 as the sample of companies financial distress. Since the Commission is based on the announced results from the annual reports of listed companies two years ago to determine whether there is abnormal financial situation and decide whether want them for special treatment, so the first two years using the annual reports of listed companies to forecast whether it would be obvious ST will exaggerate the predictive power of the model. Therefore, this option ST listed companies are to predict the first three years to determine whether it will ultimately fall into financial distress, that is, if a listed company in 2003 was special treatment, we use the data in 2000 to predict the annual report. In order to eliminate the influence of the factors of different years, industry and the scale of asset on financial distress prediction, we have based on the principle according to the ratio of 1:1 selects the healthy financial listed companies as paired samples: (1) consistent study period, such as financial distress enterprises adopt the data in 2000, then the normal financial company also use the data in 2000. (2) Paired samples are the same similar with the types of industry in financial distress. (3) Paired samples have the similar size of the total assets of the enterprises in financial distress. (4) The exclusion of ST companies with pure B shares and companies with serious accounting fraud. (5) The exclusion of companies missing or unreasonable data and the companies within two years is ST. (6) The exclusion of ST companies by other abnormal conditions. Accordingly, this study identified 300 samples, while excluding the non-normal ST companies and missing data companies. Finally the typical samples with completed data are a total of 166. Define the combination of 0 for the company in financial distress, the combination of 1 for the company in healthy finance, and with estimated 126 samples (including 63 companies in financial distress, 63 companies in healthy finance ), predictive samples are 40 (including 20 companies in financial distress, 20 companies in healthy finance). Selected covering a long (short) period of solvency, operational efficiency, profitability, risk level, capacity development, capital structure, a total of six categories are 52 financial indicators, deleting data, the default variable to be 26 initial variables, and then through principal component analysis method to determine the model predictor variables. 3.3.2 Variable test and screening The 16 principal components get by the above methods as new variables use stepwise discriminate analysis method for screening independent variables. 1, test with equal group mean value To compare the means of 16 principal components of financial indicators in different combinations are equal, we conducted a test of equal means. The results are shown in Table 1. It can be seen from Table 1, at the probability level of significance of 10%, Z1, Z3 and other 13 financial indicators in the two groups of samples there were significant differences on the mean. 2, variable screening Use stepwise discriminate analysis for variable screening. The model criteria are generally based on pre-designated F-value and probability level. Only when the calculated F value for a variable is greater than the specified value, the variable can enter the final discriminate function. This article will define the corresponding probability of significant F value as 0.1. The process of variable screening is shown in Table 2, the last predictive variables to enter the model are Z8, Z5, Z4, Z3, Z2. And the ÃÆ'Ã… ½Ãƒâ€šÃ‚ » value of Z2 (Lambda = 0.736) is the smallest, indicating Z2 in the enterprises financial distress prediction has a more important role, followed by Z3 and Z4. 3, multicollinearity test In order to avoid multicollinearity, this paper adopts tolerance (TOL) and variance inflation factor (VIF) for multicollinearity tests for selected five variables. The results are shown in Table 3: In general, when the TOL is less than 0.1, or VIF greater than 10, it believes that there is multicollinearity. It can be drawn from Table 6, these selected variables do not exist multicollinearity. 4 Prediction of MDA model According to Fisher criteria, to make the maximum discriminate scores to distinguish two different totalities, the finally obtained linear discriminate function must determine the efficiency of the largest group of linear discriminate variable Z. According to Fisher linear discriminate model, we can calculate the means of the two types and, discriminate point is determined according to the principle of symmetry category: Z ¼Ãƒâ€šÃ‚   ¼Ãƒâ€¹Ã¢â‚¬  Ãƒâ€šÃ‚ ¼Ãƒ ¢Ã¢â€š ¬Ã‚ ¹Ãƒâ€šÃ‚ ¼Ãƒ ¢Ã¢â€š ¬Ã‚ °/ 2 We will compare every companys Z score and discriminate point Z, if Z Z then it can be regards as the healthy financial company, and vice versa ruled the company in financial distress. By the application SPSS11.5 software and run the MDA analysis model, the analysis results obtained are in Table 4 below: By the discriminate coefficient in Table 4, we can get a linear discriminate function: Z = 0.121 + 0.474ÃÆ'Æ’-Z2 0.258ÃÆ'Æ’-Z3 0.348ÃÆ'Æ’-Z4 0.247ÃÆ'Æ’-Z5 + 0.404ÃÆ'Æ’-Z8 From the coefficient of the group center of gravity in Table 8, it can be seen that the means of the two combined Z scores are -0.797 and 0.866, respectively. Therefore, according to the principle of symmetry classification, discriminate point Z= ¼Ãƒâ€¹Ã¢â‚¬  Ãƒâ€šÃ‚ ¼Ãƒ ¢Ã¢â€š ¬Ã‚ ¹Ãƒâ€šÃ‚ ¼Ãƒ ¢Ã¢â€š ¬Ã‚ °/ 2 = 0.0345, When taking every companys financial indicators into the discriminate function, the obtained Z-score is greater than 0.0345, then it can be regards as the healthy financial company, the contrary is the company in financial distress. Discriminate results are as follows (see Table 5): The error rate of the miscarriage of justice for the company in financial distress (0) to the company in healthy finance (1) is expressed by type of I e error rate of the miscarriage of justice for the company in financial distress (0) to the company in healthy finance (1) is expressed by type of II, it can be seen that with error rate for estimated samples with multiple discriminate analysis is 16%, the error rate by type of II is 14.3%, the integrated accuracy rate is 84.85%; and the error rate by type of I for predicted samples is 15%, the error rate by type of II is 20%, the integrated accuracy rate is 82.5%. 5 Recommendations The quantitative early-warning model provides an effective early warning signal, but to make more accurate measurements for the operation of listed companies failures, it also needs for some qualitative detailed analysis of the situation. a, changes in ownership in listed companies: The transfer of shares of listed companies, especially the changes of large shareholders and controlling shareholders, generally begin to occur in the operations of the company to start or has worsened, a major shareholder is to look for a strong partner to bail the company and its own out circumstances. Such as asset restructuring of listed companies are mostly based on transfer of shares as the beginning. b, self-discipline and stability of the situation of the board and senior management: ÃÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã‹Å"   self-discipline. Concern about whether the directors and executives suspected of corruption, smuggling and other economic crimes, because these acts not only harm the companys image, but also often bring enormous economic losses to listed companies, ÃÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã‹Å" ¡ stability of personnel. Board is the companys business strategy-maker, and senior executives is an execution for the established strategy, if the frequent changes in boards and senior executives, will definitely lead to the instability and the implementation of bias for the development of strategic and operational guidelines, thus affecting the companys normal operations . Therefore, it must also attach importance to the company with frequent changes of personnel. 6 Conclusion MDA technology for early warning of financial distress of listed companies have a high predictive ability, which further demonstrated that in the existing accounting system and accounting standards, the financial statements can provide a wealth of useful information for prediction of financial distress, the financial crisis has disappeared to be found. A listed company in financial crisis or corporate failures is a concrete manifestation of survival of the fittest under the conditions of market economy. In this context, the financial crisis highlights the growing importance of advance warning. Financial indicators contain useful information for the prediction of financial distress, using the first three years of financial indicators, the MDA model can effectively predict the probability of financial crisis for ST companies; however, with the comparison, by the use of the previous four years and the first five years financial indicators, the long-term early warning capability of the MDA model is not good enough. To this end, it needs the combination of the quantitative and qualitative indicators for monitoring early-warning model for the real-time monitoring of company changes, to establish a financial distress prediction method for listed companies with quantitative model-based, supplemented by qualitative analysis, to ensure to pr ovide a reliable basis for decision making on the businesses, governments, creditors, prevention and risk mitigation.

Bus642 - Week 1 Essay - 723 Words

Week One Exercises Complete Discussion Questions 1, 2, and 5 on page 22. 1. What is business research? Why should there be any question about the definition of research? Business research is a methodical process in which a company or manager recognizes a need for data in order to make effective business making decisions. â€Å"More specifically, it is a process of planning, acquiring, analyzing, and Disseminating relevant data, information, and insights to decisions makers in ways that mobilize the organization to take appropriate actions that, in turn, maximize performance† (Cooper and Schindler, 2011, p. 10). Questions occur about the definition of research because it has been said that â€Å"every business issue†¦show more content†¦Its focuses on primarily generating new ideas, principles, and theories which do not typically yield immediate benefits (Guimaraes, n.d., p. 24). In the same context above, a question that would guide pure research is: â€Å"What influence does commission based compensation plans have on employee motivation?† 5. A sales force manager needs to have information in order to decide whether to create a custom motivation program or purchase one offered by a consulting firm. What are the dilemmas the manager faces in selecting either of these alternatives? First, the manager should ask, â€Å"Is this what I really need?† The nature of the problem may change during the decision-making process, as either the situation changes or the manager’s insights to the situation change (Bianco, n.d.). Managers can improve the chances of asking the right questions by laying out clear strategies, goals, and tactics. In addition, in any decision-making situation, managers must identify alternative courses of action and weigh the value of each alternative against its cost. In this case, the manager faces the following dilemmas in selecting either a custom program or purchasing one: 1) Will the payoff or rate of return be worth the investment? 2) Will the benefits gained from the program improve employee motivation enough to warrant the expenditure? 3) Is the expenditure the best use of available

Homelessness Is A Problem Of Homelessness - 1658 Words

Homelessness in Society Imagine you are homeless and have no shelter, or nowhere to go. You walk through storms in the same clothes you had on a week ago. You look around for help, but there is none. What would you do? Or imagine you are one of the forgotten ones, whom people call dirty, and disgusting. Suddenly you hear footsteps, with hope filled inside you, and then a sudden sadness strikes you as the 1378th careless person walks by you and doesn t notice you. All you want is somewhere to sleep, to wash, and to eat. What do you do? Homelessness has always been a problem, occurring in cities across the world. For example, homelessness became a problem â€Å"in the 1980s, as housing and social service cuts increased. This was in part a consequence of the transfer of federal dollars to a huge military buildup and consequent large budget deficits† (Donohoe). The government spent all the money on the military, leaving none for the housing; therefore people became homeless. Also due to â€Å"A lack of affordable housing and the limited scale of housing assistance programs† (Homelessness in America - National Coalition for the Homeless) homeless people can’t look to any one for professional guidance. This has created and contributed to the housing crisis for the homeless. Homelessness can make individuals â€Å"often [experience] feelings of isolation, [and] homelessness can also increase your chances of taking drugs or experiencing physical or mental health problems† (â€Å"Impact ofSh ow MoreRelatedHomelessness : The Problem Of Homelessness1350 Words   |  6 PagesHomelessness There are many parts to the subject of homelessness, of course people talk about the solutions to it like The Ten Year Plan, then there is the history of it starting from the 1640’s. Also there is discussions about Homeless Shelters and more recently Anti-homeless Legislation. Then there are always the staggering statistics. The homeless is a very one minded topic for most. 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